Buying a home?

Encompass Realty is so confident we can save you money, by referring you to our preferred mortgage company, that we placed a guarantee on it.

Our preferred mortgage company will provide the most competitive rate and fee structure or Encompass Realty will pay you $3,000.00*

*  Use Encompass Realty as your Realtor ® on your home purchase

*  Complete a complete Loan Application with our preferred mortgage company

*  Loan Amounts of $ 150,000 to $ 1 million, Conventional Loans

*  We must receive a full disclosure from any legally licensed competitor claiming that they will provide a better rate and fee structure. This must include the Good Faith Estimate, Truth in Lending and the Application form. The competitor must provide a complete and closeable commitment letter with all conditions.

*  Encompass Realty and its preferred mortgage company will be given 2 hours to review documents, Encompass Realty and it's preferred mortgage company will either match and/or beat the competitors deal by $100. At the completion of the comparison you agree to lock in your loan at the best rate with Encompass Realty and cooperate in a good faith effort to close the loan with mentioned selected mortgage company.

In the event Encompass Realty and its preferred mortgage company was unable to match the deal, you will receive a $3,000 credit any costs at the closing from Encompass Realty upon copy of the signed Note and HUD-1 Settlement Statement.

*  Arizona only, at this time.

You should understand you have a choice of which mortgage loan provider you select.  You are not obligated to utilize your real-estate professional and/or our preferred mortgage company to obtain your mortgage loan and that you are free to obtain your mortgage loan through any mortgage broker or lender of your choice.  You are free to shop around to determine if you are receiving the best rates associated with making your mortgage loan.

" I am confident that we encompass the idea of "one stop shopping"

I truly believe no one or no one company can match or beat our commitment to service, and our commitment to saving our clients money..." 

Manny Caballero, Broker

Accredited Buyer Representative Candidate